Marfin Bank offers subsidized loans in dinars for export activities, permanent working capital and liquidity

Marfin Bank, by offering subsidized long-term consumer loans in dinars, provides the citizens with the opportunity to purchase furniture, flooring, sanitary equipment, building materials, home appliances or computers manufactured in the Republic of Serbia, as well as travel arrangements in our country.

Maximum loan amount is 12 000 euros in dinars at the average exchange rate of NBS on the day of loan disbursement. Repayment period is set to 12 to 36 months, with the grace period of up to 12 months, during which the client pays only interest. The nominal interest rate is fixed, 7.5% per annum, and effective interest rate is 7.78%.

In accordance with the Decision of the National Bank of Serbia, Marfin Bank has increased the borrowing limits of individuals. Limits are increased from 30% (excluding housing loans) and 50% (including housing loans) to 40% and 60% of regular monthly income for clients with no significant FX risk.

For the small, medium and large enterprises, Marfin Bank facilitates business through subsidized RSD loans for export activities and subsidized loans for permanent working capital and liquidity in dinars, for a period of 12 months. The nominal interest rate is fixed two-week repo rate, on the day of conclusion of the contract, minus 1.5% per annum, and the effective interest rate is 8.23% per annum. One off fee is 0.5% of the approved loan amount.

Also, Marfin Bank offers subsidized investment loans, with the repayment period to 60 months, with grace period of 6 to 12 months. Nominal interest rate is fixed, 3M Euribor + 4% per year, and the effective interest rate is 5,18%. Bank’s fee is 1% of the approved loan. The loan is euro-indexed and the payment is executed in dinars at the NBS median exchange rate on the day of payment.

Adriatic Bank a.d. Beograd

Narodna banka Srbije Beograd

Marfin Bank

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National Bank of Serbia

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